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Non-Dilutive Capital for SaaS Companies
Revenue-based financing, ARR-linked credit and venture debt alternatives for subscription software businesses.
How We Serve the SaaS Businesses Sector
SaaS founders face a specific capital problem: predictable recurring revenue that equity investors value at multiples, yet banks ignore because there is no collateral and often no profit. Diluting equity to fund working capital is the most expensive mistake in the playbook.
LOANYARD CAPITAL arranges ARR-linked credit lines, revenue-based financing and structured debt for SaaS and subscription businesses — capital that scales with MRR and leaves the cap table untouched.
Funding Challenges We Solve
Funding Solutions for SaaS Businesses
Case Study
B2B SaaS (₹18 Cr ARR), Pune
₹4 Crore growth capital, zero dilution
The Challenge
A profitable vertical-SaaS company wanted to double its sales team ahead of a US launch. A VC term sheet valued the round attractively but demanded 18% dilution the founders resisted.
Our Solution
We arranged an ARR-linked credit facility from two new-age lenders — ₹4 Cr drawable in tranches at 15% flat, repayable as a percentage of monthly revenues, with no equity, warrants or personal guarantees beyond standard.
Business Impact
- US launch funded with zero dilution
- ARR grew to ₹31 Cr in 16 months
- Founders raised their next round at 2.4x the earlier valuation