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Term Loans for Long-Horizon Growth
Secured and unsecured term debt from ₹50 Lakh to ₹200 Crore for capex, expansion and acquisitions — structured around your cash flows, not the lender's template.
Funding Amount
₹50 Lakh – ₹200 Cr
Approval Timeline
2–4 weeks
Pricing
9% p.a. onwards
About Term Loan
Term loans finance the assets and projects that define a company's next decade — plant, premises, acquisitions and long-gestation expansion. The structuring questions matter more than the headline rate: tenure matched to asset life, moratorium during ramp-up, step-up repayments and prepayment flexibility.
LOANYARD CAPITAL structures term debt across banks, NBFCs and financial institutions, negotiating repayment schedules aligned to your projected cash flows and security packages that preserve collateral headroom for future borrowing.
Key Benefits
Who Should Apply
- Companies funding capex and expansion
- Promoters acquiring businesses or assets
- Businesses refinancing high-cost term debt
- Enterprises consolidating multiple facilities
Eligibility
- 3+ years of operations preferred
- Cash flows supporting proposed EMI/DSCR
- Satisfactory bureau and banking conduct
- Clear end-use for the facility
Documents Required
- KYC of promoters and business entity
- Last 2–3 years financial statements / ITRs
- Last 12 months bank statements
- GST returns where applicable
- Existing loan sanction letters and repayment track
- Requirement-specific documents (we guide you)
Industries Served
Our Process
Consultation
We understand your requirement, financials and timelines.
Structuring
Our analysts prepare a lender-grade proposal.
Placement
Competitive placement across best-fit lenders.
Negotiation
Amount, pricing, tenure and covenants negotiated.
Disbursement
Documentation to disbursal, managed end to end.
Why LOANYARD CAPITAL
15+ Years
Advisory Experience
500+
Corporate Clients
100+
Lending Relationships
Pan-India
Coverage