Home / Business Loan
Business Loans Built Around Your Growth Plans
Collateral-free and secured business loans from ₹10 Lakh to ₹50 Crore, structured by corporate finance specialists and placed with the right lender from our network of 100+ banks and NBFCs.
Funding Amount
₹10 Lakh – ₹50 Cr
Approval Timeline
7–15 days
Pricing
10.5% p.a. onwards
About Business Loan
A business loan remains the most direct instrument for financing expansion, bridging cash-flow gaps and seizing time-sensitive opportunities. Yet most Indian businesses approach only one or two banks and accept whatever terms are offered. The result is predictable: higher pricing, inadequate limits and covenants that constrain growth.
LOANYARD CAPITAL approaches business lending as an advisory mandate, not a transaction. We begin with your financial statements, banking conduct and growth plan, then prepare a lender-grade proposal and place it competitively across our network of more than 100 banks and NBFCs. Because lenders view each application through their own credit policies, competitive placement routinely improves both the sanctioned amount and the interest rate.
Whether you are an MSME seeking your first institutional facility or a mid-market company consolidating multiple high-cost loans, our team structures the debt around your cash flows — term loans, working capital, overdrafts or a blended facility — and manages the process end to end, from documentation to disbursement.
Key Benefits
Who Should Apply
- MSMEs and proprietorships with 2+ years of operations
- Private limited companies planning capacity expansion
- Businesses consolidating multiple high-cost debts
- Traders and distributors needing higher working limits
- Professionals and partnerships scaling operations
Eligibility
- Business vintage of 2 years or more
- Minimum annual turnover of ₹40 Lakh (varies by lender)
- Satisfactory banking conduct over the last 12 months
- CIBIL / credit bureau score of 685+ preferred
- Profitable operations in at least one of the last two years
Documents Required
- KYC of promoters and business entity
- Last 2–3 years audited financial statements
- Last 12 months bank statements (all operating accounts)
- GST returns for the last 12 months
- Existing loan sanction letters and repayment track
- Business profile and end-use note
Industries Served
Our Process
Consultation
We understand your requirement, financials and timelines.
Structuring
Our analysts prepare a lender-grade proposal and select target lenders.
Placement
The proposal is placed with multiple lenders to create competition.
Negotiation
We negotiate amount, rate, tenure and covenants on your behalf.
Disbursement
Documentation, sanction and disbursal are managed end to end.
Why LOANYARD CAPITAL
15+ Years
Advisory Experience
500+
Corporate Clients
100+
Lending Relationships
Pan-India
Coverage