Home / Debt Advisory
Independent Advice on Every Rupee You Borrow
Borrowing-cost audits, refinancing strategy, covenant negotiation and lender management — a CFO-grade debt function, on call.
Funding Amount
Advisory mandate
Approval Timeline
2–6 weeks typical
Pricing
Mandate-based
About Debt Advisory
Most companies manage debt reactively — renewing what exists, accepting what is offered. A structured debt review usually finds 100–300 basis points of savings, mispriced facilities, needless collateral lock-ups and covenants that will bite at the worst moment.
LOANYARD CAPITAL's debt advisory works like an outsourced treasury: full audit of facilities and pricing, refinancing and consolidation strategy, security-package rationalisation, covenant renegotiation and ongoing lender relationship management — independent of any single lender's interest.
Key Benefits
Who Should Apply
- Companies with ₹25 Cr+ total debt
- CFOs seeking independent second opinion
- Businesses with legacy, unexamined facilities
- Groups rationalising multi-bank exposure
Eligibility
- Willingness to share facility documentation
- Management bandwidth for implementation
- Debt stack of meaningful size
- No active default (that is restructuring work)
Documents Required
- KYC of promoters and business entity
- Last 2–3 years financial statements / ITRs
- Last 12 months bank statements
- GST returns where applicable
- Existing loan sanction letters and repayment track
- Requirement-specific documents (we guide you)
Industries Served
Our Process
Consultation
We understand your requirement, financials and timelines.
Structuring
Our analysts prepare a lender-grade proposal.
Placement
Competitive placement across best-fit lenders.
Negotiation
Amount, pricing, tenure and covenants negotiated.
Disbursement
Documentation to disbursal, managed end to end.
Why LOANYARD CAPITAL
15+ Years
Advisory Experience
500+
Corporate Clients
100+
Lending Relationships
Pan-India
Coverage