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Equipment & Expansion Finance for Diagnostics

MRI, CT and lab equipment funding, centre expansion and franchise-rollout capital for pathology and imaging businesses.

How We Serve the Diagnostic Centres Sector

Diagnostics is an equipment-utilisation business: a 3T MRI or 128-slice CT must scan its way to payback, lab automation demands upfront capital against per-test economics, and network expansion multiplies both.

We arrange imaging equipment finance with structures matched to utilisation ramps, funding for hub-and-spoke lab networks, and refinancing of early expensive equipment debt once centres mature.

Funding Challenges We Solve

₹3–15 Cr imaging equipment against per-scan revenue
New centre gestation of 12–18 months
B2B hospital receivables stretching collections
Technology refresh before old equipment is fully paid off

Case Study

Imaging chain (4 centres), Jaipur

₹12 Crore — 2 new centres + refinance

The Challenge

A radiologist-promoted chain paying 15.5% on early NBFC equipment loans wanted two new centres but had no free collateral and stretched cash flows.

Our Solution

We refinanced ₹5.5 Cr of legacy equipment debt at 10.75% against the now-proven cash flows, and funded both new centres through fresh equipment finance with 9-month step-up EMIs matching the utilisation ramp.

Business Impact

  • Monthly outflow down ₹9.4 Lakh despite added debt
  • Both centres opened within 7 months
  • Chain EBITDA up 55% in 18 months

Frequently Asked Questions

Discuss Your Diagnostic Centres Funding Requirement

Speak to a corporate finance specialist who understands your sector. Consultation is free and confidential.