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LOANYARD CAPITALFunding your ambitions

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Use the Asset. Preserve the Capital.

Operating and finance leases for machinery, medical, IT and logistics equipment — capex converted into predictable opex, with tax efficiency built in.

Funding Amount

₹50 Lakh – ₹100 Cr

Approval Timeline

2–4 weeks

Pricing

Lease-rental linked

About Equipment Leasing

Ownership is not the point — usage is. Leasing lets businesses deploy world-class equipment while preserving borrowing capacity and balance-sheet ratios: rentals are opex, upgrades are simpler, and end-of-term flexibility protects against obsolescence.

LOANYARD CAPITAL structures operating and finance leases with leasing companies, NBFCs and OEM captives — comparing lease-versus-buy economics honestly, including tax treatment, residual assumptions and your cost of capital, before recommending the route.

Key Benefits

Zero/low upfront capital deployment
Rentals as deductible operating expense
Borrowing limits preserved for core needs
Upgrade paths against obsolescence
Sale-and-leaseback frees cash from owned assets
Structures for machinery, medical, IT, vehicles

Who Should Apply

  • Hospitals refreshing technology cycles
  • IT/ITES firms scaling infrastructure
  • Manufacturers preserving debt headroom
  • Logistics firms expanding fleets

Eligibility

  • Stable cash flows to service rentals
  • 2+ years operating history preferred
  • Asset categories with residual markets
  • Ticket size ₹50 Lakh+

Documents Required

  • KYC of promoters and business entity
  • Last 2–3 years financial statements / ITRs
  • Last 12 months bank statements
  • GST returns where applicable
  • Existing loan sanction letters and repayment track
  • Requirement-specific documents (we guide you)

Industries Served

HealthcareIT & Data CentresLogisticsManufacturingConstructionRetail

Our Process

1

Consultation

We understand your requirement, financials and timelines.

2

Structuring

Our analysts prepare a lender-grade proposal.

3

Placement

Competitive placement across best-fit lenders.

4

Negotiation

Amount, pricing, tenure and covenants negotiated.

5

Disbursement

Documentation to disbursal, managed end to end.

Why LOANYARD CAPITAL

15+ Years

Advisory Experience

500+

Corporate Clients

100+

Lending Relationships

Pan-India

Coverage

Frequently Asked Questions

Ready to Discuss Your Equipment Leasing Requirement?

Speak to a corporate finance specialist today. No fees for consultation — only structured, honest advisory.