Home / Personal Loan for Salaried
Personal Loans at Salaried-Best Rates
Up to ₹1 Crore against your salary profile — weddings, medical needs, travel or consolidation, disbursed in as little as 48 hours.
Funding Amount
₹2 Lakh – ₹1 Cr
Approval Timeline
2–7 days
Pricing
10.25% p.a. onwards
About Personal Loan for Salaried
For salaried professionals, personal-loan pricing varies enormously by employer category, salary banking and bureau depth — the same person can be quoted 10.5% at one lender and 16% at another. Comparison is worth real money.
LOANYARD CAPITAL compares programmes across banks and NBFCs, matches your employer category to the right lender lists, and negotiates pricing and waivers — including balance-transfer routes that cut EMIs on existing costlier loans.
Key Benefits
Who Should Apply
- Salaried professionals at reputed employers
- Borrowers consolidating card/loan debt
- Families funding weddings or medical needs
- Professionals bridging major purchases
Eligibility
- Net salary typically ₹35,000+/month
- Employer in lender category lists
- 6–12 months employment stability
- Bureau score 700+ for finest rates
Documents Required
- KYC of promoters and business entity
- Last 2–3 years financial statements / ITRs
- Last 12 months bank statements
- GST returns where applicable
- Existing loan sanction letters and repayment track
- Requirement-specific documents (we guide you)
Industries Served
Our Process
Consultation
We understand your requirement, financials and timelines.
Structuring
Our analysts prepare a lender-grade proposal.
Placement
Competitive placement across best-fit lenders.
Negotiation
Amount, pricing, tenure and covenants negotiated.
Disbursement
Documentation to disbursal, managed end to end.
Why LOANYARD CAPITAL
15+ Years
Advisory Experience
500+
Corporate Clients
100+
Lending Relationships
Pan-India
Coverage