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Professional Loans Built for Doctors

Up to ₹7.5 Crore for practice expansion, clinic setup, equipment and personal needs — degree-based programmes with minimal financials and priority processing.

Funding Amount

₹10 Lakh – ₹7.5 Cr

Approval Timeline

3–10 days

Pricing

9.5% p.a. onwards

About Doctors Loan

Lenders trust doctors like almost no other profession — and dedicated doctor-loan programmes reflect it: eligibility based on qualification and vintage rather than heavy financials, higher unsecured limits, finer pricing and priority turnaround.

LOANYARD CAPITAL places doctor mandates across the banks and NBFCs with the strongest medical-professional programmes — for clinic and hospital setup, equipment, working capital or personal liquidity — matching the programme to your specialisation and stage of practice.

Key Benefits

Unsecured loans up to ₹75 Lakh–₹1 Cr on qualification
Secured limits up to ₹7.5 Cr for hospital projects
Minimal income documentation for MBBS/MD/MS/BDS
Rates from 9.5% — finest professional pricing
Sanction in 3–10 days
Combined equipment + practice funding

Who Should Apply

  • Doctors setting up or expanding clinics
  • Specialists buying medical equipment
  • Practitioners consolidating costlier debt
  • Doctors needing personal liquidity

Eligibility

  • Recognised medical degree and registration
  • Typically 2–4 years post-qualification
  • Clean bureau record
  • Practice or employment income evidence

Documents Required

  • KYC of promoters and business entity
  • Last 2–3 years financial statements / ITRs
  • Last 12 months bank statements
  • GST returns where applicable
  • Existing loan sanction letters and repayment track
  • Requirement-specific documents (we guide you)

Industries Served

General PracticeDentalOphthalmologyDiagnosticsDermatologyMulti-speciality

Our Process

1

Consultation

We understand your requirement, financials and timelines.

2

Structuring

Our analysts prepare a lender-grade proposal.

3

Placement

Competitive placement across best-fit lenders.

4

Negotiation

Amount, pricing, tenure and covenants negotiated.

5

Disbursement

Documentation to disbursal, managed end to end.

Why LOANYARD CAPITAL

15+ Years

Advisory Experience

500+

Corporate Clients

100+

Lending Relationships

Pan-India

Coverage

Frequently Asked Questions

Ready to Discuss Your Doctors Loan Requirement?

Speak to a corporate finance specialist today. No fees for consultation — only structured, honest advisory.