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Education Loans for India and Abroad

Up to ₹2 Crore for domestic and overseas education — covering tuition, living and travel, with moratorium until course completion.

Funding Amount

₹7.5 Lakh – ₹2 Cr

Approval Timeline

1–3 weeks

Pricing

8.5% p.a. onwards

About Education Loan

The right education is the highest-return investment a family makes — and education loans are engineered for it: full-cost coverage, repayment moratorium until after the course, long tenures and Section 80E interest deductions without limit.

LOANYARD CAPITAL compares programmes across banks and specialist education financiers for Indian and international admissions — optimising between secured and unsecured routes, co-applicant structures and forex handling for overseas fees.

Key Benefits

Loans to ₹2 Cr; 100% cost coverage available
Unsecured up to ₹75 Lakh for top institutes
Moratorium: course period + 6–12 months
Tenures to 15 years post-moratorium
Section 80E: full interest tax-deductible
Forex remittance handled for overseas fees

Who Should Apply

  • Students admitted to Indian premier institutes
  • Overseas aspirants (US, UK, Canada, Europe, Australia)
  • Parents planning multi-year education funding
  • Professionals pursuing executive programmes

Eligibility

  • Confirmed admission (or in process)
  • Co-applicant (parent/guardian) with income
  • Collateral for larger/secured routes
  • Academic record supporting the programme

Documents Required

  • KYC of promoters and business entity
  • Last 2–3 years financial statements / ITRs
  • Last 12 months bank statements
  • GST returns where applicable
  • Existing loan sanction letters and repayment track
  • Requirement-specific documents (we guide you)

Industries Served

Engineering & TechnologyManagement (MBA)MedicineSTEM Masters AbroadLawDesign & Arts

Our Process

1

Consultation

We understand your requirement, financials and timelines.

2

Structuring

Our analysts prepare a lender-grade proposal.

3

Placement

Competitive placement across best-fit lenders.

4

Negotiation

Amount, pricing, tenure and covenants negotiated.

5

Disbursement

Documentation to disbursal, managed end to end.

Why LOANYARD CAPITAL

15+ Years

Advisory Experience

500+

Corporate Clients

100+

Lending Relationships

Pan-India

Coverage

Frequently Asked Questions

Ready to Discuss Your Education Loan Requirement?

Speak to a corporate finance specialist today. No fees for consultation — only structured, honest advisory.