Home / Loan Against Shares
Liquidity Without Selling Your Portfolio
Overdraft limits against listed shares — stay invested, meet cash needs, and never trigger capital gains you didn't plan.
Funding Amount
₹25 Lakh – ₹100 Cr
Approval Timeline
3–7 days
Pricing
9% p.a. onwards
About Loan Against Shares
Selling quality equities to raise short-term cash is expensive twice: you exit compounding and you crystallise tax. Loan against shares pledges the portfolio instead — an overdraft against approved listed stocks, with interest only on utilisation.
LOANYARD CAPITAL arranges LAS for HNIs and promoters across banks and NBFCs, optimising approved-list coverage, margins (typically 50% LTV) and pricing — including larger structured promoter-funding transactions against controlling stakes.
Key Benefits
Who Should Apply
- HNIs needing flexible liquidity
- Promoters raising against holdings
- Investors bridging opportunities
- Families avoiding distress equity sales
Eligibility
- Portfolio of approved listed securities
- Demat holdings with clean title
- KYC and income basics
- Margin maintenance capability
Documents Required
- KYC of promoters and business entity
- Last 2–3 years financial statements / ITRs
- Last 12 months bank statements
- GST returns where applicable
- Existing loan sanction letters and repayment track
- Requirement-specific documents (we guide you)
Industries Served
Our Process
Consultation
We understand your requirement, financials and timelines.
Structuring
Our analysts prepare a lender-grade proposal.
Placement
Competitive placement across best-fit lenders.
Negotiation
Amount, pricing, tenure and covenants negotiated.
Disbursement
Documentation to disbursal, managed end to end.
Why LOANYARD CAPITAL
15+ Years
Advisory Experience
500+
Corporate Clients
100+
Lending Relationships
Pan-India
Coverage