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Your Mutual Funds Can Work Twice

Digital lien-based credit lines against equity and debt funds — money in hours, investments untouched, SIPs uninterrupted.

Funding Amount

₹5 Lakh – ₹25 Cr

Approval Timeline

24–72 hours

Pricing

9% p.a. onwards

About Loan Against Mutual Funds

Mutual fund holdings are the most liquid collateral most families own — and modern lien-marking makes borrowing against them almost instant. Debt funds support LTVs up to 80%, equity funds around 45–50%, with interest only on what you use.

LOANYARD CAPITAL arranges LAMF across banks and digital NBFC platforms, choosing the route with the best approved-fund coverage and pricing for your portfolio — a smarter emergency line than breaking investments or swiping credit cards.

Key Benefits

Setup in 24–72 hours, fully digital lien
LTV to 80% on debt funds, ~50% on equity
SIPs and growth continue uninterrupted
Interest only on utilisation
No exit loads or capital-gains triggered
Lines from ₹5 Lakh to ₹25 Cr

Who Should Apply

  • Investors needing quick liquidity
  • Families avoiding premature redemptions
  • Professionals wanting a standby line
  • Business owners bridging short gaps

Eligibility

  • Holdings in approved AMC schemes
  • KYC-compliant folios/demat
  • Basic income documentation
  • Age 18–70

Documents Required

  • KYC of promoters and business entity
  • Last 2–3 years financial statements / ITRs
  • Last 12 months bank statements
  • GST returns where applicable
  • Existing loan sanction letters and repayment track
  • Requirement-specific documents (we guide you)

Industries Served

Salaried InvestorsBusiness OwnersRetireesHNIsProfessionalsNRIs (select programmes)

Our Process

1

Consultation

We understand your requirement, financials and timelines.

2

Structuring

Our analysts prepare a lender-grade proposal.

3

Placement

Competitive placement across best-fit lenders.

4

Negotiation

Amount, pricing, tenure and covenants negotiated.

5

Disbursement

Documentation to disbursal, managed end to end.

Why LOANYARD CAPITAL

15+ Years

Advisory Experience

500+

Corporate Clients

100+

Lending Relationships

Pan-India

Coverage

Frequently Asked Questions

Ready to Discuss Your Loan Against Mutual Funds Requirement?

Speak to a corporate finance specialist today. No fees for consultation — only structured, honest advisory.