Home / Loan Against Gold & Silver
India's Oldest Asset, Modern Credit
Instant loans against gold jewellery, coins and silver — transparent valuation, bank-grade custody and rates from 8.75%.
Funding Amount
₹1 Lakh – ₹10 Cr
Approval Timeline
Same day
Pricing
8.75% p.a. onwards
About Loan Against Gold & Silver
Gold remains the fastest credit in India: valuation, documentation and disbursal within hours, no income proof for standard tickets, and complete return of your ornaments on closure. Used intelligently, it is bridge capital — not distress borrowing.
LOANYARD CAPITAL directs gold and silver loan mandates to banks and regulated NBFCs offering the best combination of LTV, rate and custody standards — including higher-value bullion and business-scale requirements.
Key Benefits
Who Should Apply
- Families needing immediate funds
- Small businesses bridging cycles
- Farmers between harvest payments
- Anyone avoiding costlier unsecured debt
Eligibility
- Ownership of gold (18–24k) or eligible silver
- Basic KYC
- Age 18+
- Metal free of existing pledge
Documents Required
- KYC of promoters and business entity
- Last 2–3 years financial statements / ITRs
- Last 12 months bank statements
- GST returns where applicable
- Existing loan sanction letters and repayment track
- Requirement-specific documents (we guide you)
Industries Served
Our Process
Consultation
We understand your requirement, financials and timelines.
Structuring
Our analysts prepare a lender-grade proposal.
Placement
Competitive placement across best-fit lenders.
Negotiation
Amount, pricing, tenure and covenants negotiated.
Disbursement
Documentation to disbursal, managed end to end.
Why LOANYARD CAPITAL
15+ Years
Advisory Experience
500+
Corporate Clients
100+
Lending Relationships
Pan-India
Coverage