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Institutional Finance for Universities
Large-scale campus development, research infrastructure and structured debt for private and deemed universities.
How We Serve the Universities Sector
Universities build in decades: multi-phase campuses, research infrastructure that attracts rankings and grants, and student-housing ecosystems — capital programmes that need institutional-grade debt structuring, not piecemeal loans.
LOANYARD CAPITAL advises universities on multi-phase funding strategies — construction finance, NCD issuances against fee cash flows, and refinancing — placed across banks, NBFCs and capital-market investors.
Funding Challenges We Solve
Funding Solutions for Universities
Case Study
Private university, Rajasthan
₹85 Crore — Phase-3 + refinancing
The Challenge
A 12,000-student university needed ₹60 Cr for its third campus phase while servicing ₹25 Cr of Phase-1 debt at 13.5% taken when the institution was younger.
Our Solution
We ran a combined mandate: refinancing the legacy debt at 9.8% against now-proven fee cash flows, and raising Phase-3 construction finance as a separate tranche with drawdowns matched to the construction schedule.
Business Impact
- Legacy debt cost cut by 370 bps — ₹92 Lakh annual saving
- Phase-3 funded without straining operations
- Consolidated 12-year debt profile aligned to enrolment growth