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NCDs: Institutional Debt Beyond Banks
Privately placed NCDs from ₹25 Crore — structured coupons, flexible security and investor pools that bank credit cannot reach.
Funding Amount
₹25 Cr – ₹500 Cr
Approval Timeline
6–12 weeks
Pricing
Coupon: structure-linked
About Non-Convertible Debentures
When bank appetite ends — sector caps, group exposure, structure rigidity — the debenture market begins. Privately placed NCDs raise institutional debt from AIFs, family offices, treasuries and credit funds, with coupons, security and repayment shaped to the business rather than a product manual.
LOANYARD CAPITAL manages NCD issuance end to end: structure and covenant design, investor placement, trustee and rating coordination, and listed or unlisted execution — including market-linked and mezzanine-flavoured instruments for special situations.
Key Benefits
Who Should Apply
- Corporates at bank exposure limits
- Real estate and NBFC issuers
- Promoters raising holdco capital
- Companies bridging to liquidity events
Eligibility
- Issuer entity capable of debenture issuance
- Security/cash flows supporting the structure
- Financials and governance for investor diligence
- Raise size ₹25 Cr+
Documents Required
- KYC of promoters and business entity
- Last 2–3 years financial statements / ITRs
- Last 12 months bank statements
- GST returns where applicable
- Existing loan sanction letters and repayment track
- Requirement-specific documents (we guide you)
Industries Served
Our Process
Consultation
We understand your requirement, financials and timelines.
Structuring
Our analysts prepare a lender-grade proposal.
Placement
Competitive placement across best-fit lenders.
Negotiation
Amount, pricing, tenure and covenants negotiated.
Disbursement
Documentation to disbursal, managed end to end.
Why LOANYARD CAPITAL
15+ Years
Advisory Experience
500+
Corporate Clients
100+
Lending Relationships
Pan-India
Coverage