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Infrastructure & Growth Funding for Schools
Campus construction, smart-classroom capex and fee-receivable finance for K-12 schools and pre-school chains.
How We Serve the Schools Sector
Schools are annuity businesses trapped in trust structures: fees arrive predictably each term, yet society/trust ownership and regulatory caps make conventional lending awkward — even for institutions with decades of full enrolment.
LOANYARD CAPITAL works with education-focused lenders who understand trust balance sheets — funding campus expansion, smart-classroom and lab upgrades, bus fleets and working capital against fee receivables.
Funding Challenges We Solve
Case Study
CBSE school (1,800 students), Bhopal
₹14 Crore — new academic block
The Challenge
A full-enrolment school with a 400-student waitlist needed a new academic block, but its trust structure and existing bank's education-sector caution stalled the proposal for a year.
Our Solution
We placed the mandate with two education-NBFC specialists and a private bank, closing a ₹14 Cr, 11-year facility against fee cash flows and campus property — with repayments stepped around term-fee collection months.
Business Impact
- Block completed for the next academic session
- Enrolment up 600 students; waitlist converted
- Fee-aligned repayment kept debt service comfortable year-round