Home / Machinery Loan
Finance the Machines That Build Your Business
New or used, indigenous or imported — machinery and equipment finance up to ₹50 Crore with up to 90% funding, structured around your production economics.
Funding Amount
₹25 Lakh – ₹50 Cr
Approval Timeline
2–3 weeks
Pricing
9.5% p.a. onwards
About Machinery Loan
Modern machinery is the difference between competing on price and competing on capability. Yet equipment purchases are frequently delayed because promoters hesitate to deploy working capital into fixed assets — precisely the problem machinery finance solves, by matching long-life assets with long-tenure debt.
LOANYARD CAPITAL arranges machinery and equipment finance across the spectrum: CNC and printing machines, textile and packaging lines, construction equipment, medical devices and imported speciality machinery. Funding extends up to 90% of the invoice value (including, in many programmes, installation, taxes and accessories), with tenures of up to 7 years aligned to the asset's productive life.
For imported machines, we structure buyer's credit, foreign currency term loans and LC-backed purchases that reduce effective interest cost. For eligible MSMEs, CGTMSE cover can make the entire facility collateral-free — the machine itself is the primary security.
Key Benefits
Who Should Apply
- Manufacturers adding or modernising capacity
- Printing, packaging and textile units upgrading lines
- Contractors acquiring construction equipment
- Hospitals and diagnostics buying medical equipment
- Exporters importing speciality machinery
Eligibility
- Business vintage of 2–3 years
- Financials supporting the incremental EMI
- Firm quotation / proforma invoice for the machine
- Satisfactory banking and bureau conduct
- Margin contribution of 10–25%
Documents Required
- Machine quotation / proforma invoice
- Business KYC and Udyam certificate
- Last 2 years financials and ITRs
- 12-month bank statements
- GST returns
- Import documents (for imported machinery)
Industries Served
Our Process
Requirement & Quote
We review the machine, vendor and commercial terms.
Structure
Term loan, CGTMSE, leasing or FC route — optimally selected.
Placement
Placement with lenders strong in your equipment category.
Sanction
Negotiation of margin, rate and tenure.
Disbursal to Vendor
Direct disbursal to supplier; import coordination if needed.
Why LOANYARD CAPITAL
15+ Years
Advisory Experience
500+
Corporate Clients
100+
Lending Relationships
Pan-India
Coverage