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Growth Capital for Hospitals & Healthcare
Equipment finance, expansion capex and working capital for hospitals, nursing homes, specialty chains and day-care centres.
How We Serve the Hospitals Sector
Hospitals combine real-estate-scale capex with equipment cycles and insurance-driven receivables: an MRI costs crores, a new wing takes years to fill, and TPA payments arrive 45–90 days after discharge.
LOANYARD CAPITAL structures medical equipment finance at equipment-collateral-only terms, expansion project loans sized on realistic occupancy ramps, and working capital against insurance and scheme receivables (CGHS, ECHS, state schemes).
Funding Challenges We Solve
Case Study
150-bed multi-specialty hospital, Lucknow
₹32 Crore expansion + equipment
The Challenge
A profitable hospital wanted to add 100 beds, a cath lab and a 3T MRI. Its bank offered only ₹12 Cr against the existing building, far short of the ₹32 Cr project.
Our Solution
We structured the project as healthcare project finance: ₹20 Cr term loan against the expanded asset and projected EBITDA, ₹9 Cr equipment finance secured on the machines alone, and a ₹3 Cr working capital line against TPA receivables.
Business Impact
- Full ₹32 Cr closed across two lenders in 10 weeks
- Equipment funded without touching real-estate collateral
- New wing reached 60% occupancy in 14 months, ahead of plan