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Capital Solutions for Engineering Companies
Working capital, machinery finance and project-linked funding for precision engineering, fabrication and capital goods manufacturers across India.
How We Serve the Engineering Sector
Engineering companies live with long order-to-cash cycles: raw material bought upfront, milestone billing, retention money held for months and performance guarantees locked against every contract. Standard bank limits rarely reflect this reality.
LOANYARD CAPITAL structures composite facilities for engineering firms — fund-based working capital sized on order books rather than past turnover, non-fund BG/LC limits for tenders, and machinery finance for capacity addition — placed competitively across 100+ banks and NBFCs.
Funding Challenges We Solve
Funding Solutions for Engineering
Case Study
Precision components manufacturer, Pune
₹18 Crore composite limit enhancement
The Challenge
A ₹60 Cr turnover auto-ancillary engineering firm won a large OEM contract but its existing bank capped limits at ₹8 Cr, citing sector caution. The order needed ₹6 Cr of new CNC machinery plus double the working capital within 90 days.
Our Solution
We prepared a lender-grade proposal built on the confirmed OEM order book, placed it with three banks simultaneously, and structured a ₹12 Cr working capital consortium plus a ₹6 Cr machinery term loan with 12-month moratorium.
Business Impact
- ₹18 Cr sanctioned in 52 days across two banks
- Blended pricing 2.1% below the original bank quote
- OEM contract executed on schedule; turnover grew 40% next year