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Structured Funding for Educational Trusts
Multi-institution capital planning, asset-backed funding and governance-ready debt for trusts and societies running educational institutions.
How We Serve the Educational Trusts Sector
Educational trusts manage portfolios — schools, colleges and campuses under one governance umbrella — where borrowing decisions ripple across institutions and trustee liability makes documentation quality paramount.
LOANYARD CAPITAL structures trust-level capital plans: consolidated borrowing against portfolio cash flows, asset-backed facilities on campus properties, and governance documentation that satisfies both lenders and trustee boards.
Funding Challenges We Solve
Funding Solutions for Educational Trusts
Case Study
Trust running 4 schools + 1 college, Vijayawada
₹28 Crore consolidated facility
The Challenge
A 40-year-old trust had five separate small loans across four banks at rates from 11% to 14.5%, plus a new college block to fund — with trustees wary of further fragmented borrowing.
Our Solution
We consolidated all debt into a single ₹16 Cr trust-level facility at 9.9% against two campus properties, added a ₹12 Cr construction tranche for the college block, and prepared board-ready governance documentation for trustee approval.
Business Impact
- Five loans became one — administration simplified
- Blended cost down 260 bps, saving ₹45 Lakh annually
- College block funded with trustee consensus intact