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Working Capital for Consulting & Advisory Firms

Receivable finance and growth funding for management, engineering, HR and specialist consulting practices.

How We Serve the Consulting Firms Sector

Consulting firms bill in milestones and get paid in quarters: senior payroll is fixed and heavy, client invoices sit unpaid for 60–120 days, and growth means hiring ahead of revenue — all without an asset to pledge.

We arrange invoice discounting on corporate receivables, unsecured working capital against contracted engagements, and structured funding for partner buyouts and acquisitions of smaller practices.

Funding Challenges We Solve

Milestone billing with 60–120 day collection cycles
Heavy fixed payroll of senior professionals
Hiring ahead of confirmed engagement revenue
Partner exits requiring buyout capital

Case Study

Engineering consultancy, Chennai

₹3.5 Crore — receivables + partner buyout

The Challenge

A 90-person engineering consultancy needed ₹2 Cr to buy out a retiring founding partner while PSU client receivables of ₹4+ Cr sat uncollected for months.

Our Solution

We discounted the certified PSU receivables to release ₹2.8 Cr immediately, and structured the partner buyout as a 5-year term loan against the firm's contracted order book and a small property collateral.

Business Impact

  • Buyout completed without disturbing operations
  • Receivable cycle permanently funded at 11%
  • Firm won two larger mandates with strengthened balance sheet

Frequently Asked Questions

Discuss Your Consulting Firms Funding Requirement

Speak to a corporate finance specialist who understands your sector. Consultation is free and confidential.