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Monetise Your Indian Property from Abroad

LAP for NRIs against residential or commercial property in India — remote execution, repatriation-aware structuring and competitive pricing.

Funding Amount

₹50 Lakh – ₹25 Cr

Approval Timeline

3–5 weeks

Pricing

9% p.a. onwards

About NRI Loan Against Property

NRIs often hold substantial Indian real estate while needing liquidity abroad or capital for Indian ventures. NRI-LAP unlocks that value — against self-occupied, rented or family-occupied property — without selling assets that carry long-term and emotional value.

LOANYARD CAPITAL manages the cross-border complexity: POA documentation, overseas income assessment, FEMA-compliant end-use and repayment routing, and placement with the banks most comfortable underwriting your country of residence.

Key Benefits

Up to 65–70% of property value
Remote POA-based execution
Rental income of the property counts toward eligibility
End-use for business, education or investment in India
Long tenures to 15 years
Balance transfer of costlier NRI facilities

Who Should Apply

  • NRIs funding Indian business ventures
  • Families financing overseas education
  • NRIs consolidating Indian borrowings
  • Owners monetising rented Indian assets

Eligibility

  • Clear title Indian property (res/commercial)
  • Overseas income or Indian rental servicing EMI
  • NRI/PIO/OCI documentation
  • FEMA-compliant intended end-use

Documents Required

  • KYC of promoters and business entity
  • Last 2–3 years financial statements / ITRs
  • Last 12 months bank statements
  • GST returns where applicable
  • Existing loan sanction letters and repayment track
  • Requirement-specific documents (we guide you)

Industries Served

GCC-based OwnersUS/UK ProfessionalsSingapore/HK Finance ProfessionalsNRI DoctorsMerchant NavyNRI Entrepreneurs

Our Process

1

Consultation

We understand your requirement, financials and timelines.

2

Structuring

Our analysts prepare a lender-grade proposal.

3

Placement

Competitive placement across best-fit lenders.

4

Negotiation

Amount, pricing, tenure and covenants negotiated.

5

Disbursement

Documentation to disbursal, managed end to end.

Why LOANYARD CAPITAL

15+ Years

Advisory Experience

500+

Corporate Clients

100+

Lending Relationships

Pan-India

Coverage

Frequently Asked Questions

Ready to Discuss Your NRI Loan Against Property Requirement?

Speak to a corporate finance specialist today. No fees for consultation — only structured, honest advisory.