Home / NRI Home Loan
Home Loans for NRIs, Executed Remotely
Buy residential property in India from anywhere in the world — NRI programmes with POA-based documentation and competitive rupee pricing.
Funding Amount
₹50 Lakh – ₹15 Cr
Approval Timeline
2–4 weeks
Pricing
8% p.a. onwards
About NRI Home Loan
For NRIs, an Indian home is family anchor and rupee asset in one. Lenders compete for NRI borrowers — salaries in stable currencies and strong repayment records — yet documentation across borders defeats many applications.
LOANYARD CAPITAL executes NRI home loans remotely: income assessment for GCC, US, UK, Singapore and other corridors, Power-of-Attorney-based signing in India, NRE/NRO repayment structuring and coordination with builders and registrars — without you flying down.
Key Benefits
Who Should Apply
- NRIs buying homes for family or return plans
- Overseas professionals investing in Indian property
- NRIs refinancing costlier existing loans
- PIO/OCI cardholders purchasing eligible property
Eligibility
- NRI/PIO/OCI status with valid documents
- Stable overseas employment/business income
- Indian co-applicant helpful (not always required)
- Property compliant with FEMA norms
Documents Required
- KYC of promoters and business entity
- Last 2–3 years financial statements / ITRs
- Last 12 months bank statements
- GST returns where applicable
- Existing loan sanction letters and repayment track
- Requirement-specific documents (we guide you)
Industries Served
Our Process
Consultation
We understand your requirement, financials and timelines.
Structuring
Our analysts prepare a lender-grade proposal.
Placement
Competitive placement across best-fit lenders.
Negotiation
Amount, pricing, tenure and covenants negotiated.
Disbursement
Documentation to disbursal, managed end to end.
Why LOANYARD CAPITAL
15+ Years
Advisory Experience
500+
Corporate Clients
100+
Lending Relationships
Pan-India
Coverage