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Finance for Medical Equipment Businesses
Channel finance, inventory funding and working capital for medical device manufacturers, importers and distributors.
How We Serve the Medical Equipment Sector
Medical device businesses sit between global OEMs demanding advance payment and Indian hospitals paying in 90–180 days — with high-value demo inventory and tender-driven government sales adding further strain.
LOANYARD CAPITAL structures import LC lines, inventory and demo-stock funding, hospital receivable discounting and tender-linked BG limits for device importers, distributors and the fast-growing domestic manufacturing segment.
Funding Challenges We Solve
Funding Solutions for Medical Equipment
Case Study
Imaging equipment distributor, Delhi NCR
₹10 Crore trade finance package
The Challenge
An exclusive distributor of a European imaging brand had to pay the OEM at sight while government hospital clients paid in 120–150 days, forcing constant borrowing from promoters.
Our Solution
We structured a ₹6 Cr import LC/buyer's credit line, ₹3 Cr receivable discounting for government hospital invoices, and ₹1 Cr BG limits for tenders — replacing promoter funding entirely.
Business Impact
- Cash conversion cycle funded end-to-end at blended 9.7%
- Promoter loans of ₹4.2 Cr repaid within 6 months
- Distributor doubled tender participation next fiscal