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Structured Finance for EPC Companies
Non-fund limits, project working capital and equipment finance for engineering, procurement and construction players across power, water, industrial and urban infra.
How We Serve the EPC Companies Sector
EPC balance sheets are defined by non-fund exposure: performance and advance BGs across a dozen live projects, LCs for equipment procurement, and working capital cycles that vary project by project.
LOANYARD CAPITAL builds consortium-grade banking structures for EPC firms — right-sized BG/LC limits, project-specific working capital assessment, and equipment finance — with documentation quality that speeds up multi-bank sanctions.
Funding Challenges We Solve
Funding Solutions for EPC Companies
Case Study
Water infrastructure EPC, Hyderabad
₹60 Crore consortium restructuring
The Challenge
A fast-growing EPC executing Jal Jeevan Mission projects had limits scattered across four banks with margins from 15% to 50%, and every new project triggered a three-month enhancement scramble.
Our Solution
We consolidated the banking into a two-bank consortium with a common assessment: ₹40 Cr BG at uniform 20% margin, ₹15 Cr fund-based and ₹5 Cr LC — with an agreed annual enhancement formula tied to order book growth.
Business Impact
- Sanction turnaround for new projects cut from 90 to 15 days
- Uniform 20% margin released ₹6.2 Cr of blocked cash
- Order book grew 70% the following year on bidding confidence