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Debt Solutions for Commercial Real Estate
Lease rental discounting, acquisition finance and refinancing for office, retail, warehousing and mixed-use assets.
How We Serve the Commercial Real Estate Sector
Commercial real estate is a cash-flow lending market: lease rental discounting against tenanted assets, acquisition funding for yield-generating properties, and construction finance for Grade-A development — each priced on tenant quality and lease structure.
LOANYARD CAPITAL structures LRD at aggressive loan-to-value against strong tenancy, arranges commercial property purchase loans for investors and occupiers, and refinances CRE debt when rate cycles turn favourable.
Funding Challenges We Solve
Funding Solutions for Commercial Real Estate
Case Study
Family office, Mumbai
₹38 Crore LRD against office asset
The Challenge
A family office owned a fully leased office floor (MNC tenant, 9-year lock-in) financed at 11.9% from a 2021 NBFC loan, and wanted capital for a second acquisition without selling.
Our Solution
We ran the LRD mandate across four banks, closing at 8.9% with 78% LTV against discounted lease cash flows — refinancing the NBFC debt and generating a ₹14 Cr top-up for the new acquisition.
Business Impact
- 300 bps saving on ₹24 Cr refinanced debt
- ₹14 Cr acquisition capital raised without asset sale
- Second property acquired; portfolio yield up 2.1%