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Structured Finance for Chemical Manufacturers
Working capital, capex funding and trade finance for specialty chemicals, agrochemicals, dyes and intermediates manufacturers.
How We Serve the Chemicals Sector
Chemical businesses juggle imported raw materials on LC, volatile input pricing, environmental capex and long export receivable cycles — a combination that demands carefully layered banking limits rather than a single loan.
LOANYARD CAPITAL structures import LC and buyer's credit lines, export packing credit, and term funding for plant expansion and pollution-control equipment, negotiating with lenders that understand chemical industry cycles.
Funding Challenges We Solve
Case Study
Specialty chemicals exporter, Vapi
₹22 Crore composite facility
The Challenge
A dyes intermediate maker needed a ZLD effluent plant (₹7 Cr, mandated by the pollution board) plus higher import LC limits, but its bank refused additional exposure to the chemical sector.
Our Solution
We moved the entire relationship to a consortium of two banks with chemical-sector appetite, structuring ₹15 Cr working capital with import LC sub-limits and a ₹7 Cr green-capex term loan at concessional pricing.
Business Impact
- ZLD plant funded at 9.4% under a sustainable-finance programme
- Import LC limits doubled, enabling bulk raw material buying
- Compliance deadline met without straining liquidity