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Finance for Professional Services Firms

Dedicated programmes for CAs, CSs, lawyers, architects and other qualified professionals — practice and personal funding on preferential terms.

How We Serve the Professional Services Sector

Banks run dedicated lending programmes for qualified professionals — chartered accountants, company secretaries, lawyers and architects — offering unsecured amounts and pricing that ordinary business borrowers rarely see.

LOANYARD CAPITAL helps professionals use these programmes strategically: office purchase or expansion, practice working capital, equipment and technology, and personal liquidity — structured to keep total borrowing efficient across practice and personal balance sheets.

Funding Challenges We Solve

Office purchase in commercial hubs at high per-sq-ft cost
Practice income lumpy across the year
Technology and team investment ahead of fee growth
Personal goals competing with practice reinvestment

Case Study

Chartered accountancy firm, Mumbai

₹1.9 Crore — office purchase

The Challenge

A two-partner CA firm renting in Fort wanted to buy a 900 sq ft office nearby. Standard commercial property loans demanded 35% margin the partners preferred to keep invested.

Our Solution

Using a CA-programme office-premises loan, we arranged 80% funding at 9.25% on a 12-year tenure against the professional qualification track — margin requirement dropping to 20%.

Business Impact

  • Office owned with ₹28 Lakh less upfront than standard routes
  • EMI within 15% of previous rent
  • Asset appreciation and fee growth compounding for the partners

Frequently Asked Questions

Discuss Your Professional Services Funding Requirement

Speak to a corporate finance specialist who understands your sector. Consultation is free and confidential.